Questions to bring to your appointment

Four questions worth asking whatever else you ask

1. What would this cost me every month, and for how long? The most important question in the room and the one asked least often, usually out of politeness. Ask it before you agree to anything.
2. What happens when I stop? If the answer is vague, keep asking. There is a real answer, the numbers are published, and you are entitled to hear them before you start.
3. What are you not recommending, and why? This tells you far more than hearing the case for one option. Every option has a reason it was not chosen, and those reasons are where your own circumstances actually matter.
4. Can I have that in writing? Always reasonable. Nobody should mind.